Great piece, Akarsh. Thanks for linking it to me on my article!
Some great advice - nothing I've not heard before (and that's not a bad thing) - because it's no secret on how to become wealthy. It's all out there, people just need to implement it, which links back to my article and the 18% of millenialls who think investing is too complicated - your article proves it really isn't.
Do you have anymore on your spreadsheet and how you set it up? I've tried to set up my own but just can't quite get it right!!